Insurance Against Heavy Duty Plant Vehicles
Thursday, July 30th, 2009If there was an accident waiting to happen it is the heavy duty plant vehicles that go up and down our road at around 10mph each day. There is plenty of heavy building work going on around our area at the moment and to get to sites, some heavy plant machinery has to use the public roads. Unfortunately these machines were not designed to go on public roads, their rubber tracks leave huge marks against the pavements but more importantly they are very prone to causing an accident.
As cars queue up behind these vehicle, their impatience gets the better of then and so make silly calls trying to pass to get on their way. It was then pointed out that the insurance on these vehicles may be different to them normal car insurance we would have as a general motorist. Often is business insurance that covers these plant vehicles. Of course it still does cover the use on a public road, but the process of claiming against and accident may be different to normal insurers. Another issue is that even though driving at very slow speeds, by vehicles you can hardly see past, should an accident occur, these vehicles will not be deemed as responsible. If you choose to pass a vehicle and an accident then were to happen, do not try and blame the large vehicle, it is you that will be at fault and so you’re insurance that will be affected.
Some council ‘shave banned vehicles like this on their public roads at certain times of the day, when traffic is at its peak, but not alas in this case. So if you do find yourself behind a large rubber tracked vehicle, take you time and be safe.