Archive for the 'Quotes' Category

It is certainly true that the more powerful the car you drive the larger the premium you are likely to pay.  But sometimes this is just too vague when calculating an insurance premium.  Any premium should be based on the risk and what is not true, is that very vehicle with the same power has the same insurance risk. It is also true that some cars have different costs to repair and have a safer design, so there is a better chance of not being hurt in certain vehicles than others.
Then you look at factors such as the likelihood of this particular vehicle being stolen, and the recovery rate of these vehicles. In better words are these cars stolen to order, never to bee seen again, or do they tend to turn up and so a residual value can be claimed back as a salvage sale.

Actually there are so many factors to calculate when an insurance company sells an insurance premium at a competitive price that you can’t help feel that sometimes it is a finger in the air calculation at first, until certain history traits appear for certain makes and models. Take a Buggati Veyron for instance. Here is a car that costs £1m to buy, but actually costs £5 to make.  It is very likely that should an accident occur, it would be cheaper to buy a new one, rather than repair for even a minor damage impact.  It is no wonder most insurance companies would not touch this type of car insurance. For the rest of us, premiums are calculated from certain global factors, but can be affected by competitive forces and that different customers may pay more for the same premium. What do I mean by that? Well, you can sometimes see this when you compare a new customers insurance quote, to an existing customer getting a renewal insurance quote. You can also see this when an insurance company claims they will beat any insurance quote. By the time you have played several insurance companies off each other, it is possible you are paying well below the risk factor rate. No wonder price comparison sites are so popular.

Talking about the size of the penis can make a difference to car insurance surly not? But this phone call regarding a car insurance quote does appear to be genuine and the guy on the phone really does give the car insurance company a hard time with his challenge on statistics.

The humour is the quick responses the phone caller gives to the insurance company and how the guy at the other end seems to fall for it hook line and sinker. It is not genuine: then it is a good job of acting. So if you sell car insurance you might want to watch this to ensure you do not get sucked in to an unhappy customer who hasn’t figured out that the guy on the phone dos not make the premium prices up.

Vistit here http://www.youtube.com/watch?v=FtEp5yc-g3A